Terms

Terms Of Services

www.zivilo.com (the “Site”) is a web site owned by Zivilo. You are invited to submit articles, post comments, sign up to receive newsletters and RSS feeds, and visit the Site. By using the Site, you expressly acknowledge and agree that any use of the Site will be in accordance with these Terms of Use.

If you do not agree to be bound by these Terms of Use, you may not use the Site. The Site reserves the right to modify these Terms of Use at any time and will publish notifications of material modifications at its sole discretion. By continuing to access the Site after notice of such modifications has been published, you signify your agreement to be bound by them.

Violations

If you believe that any content on the Site violates the Terms of Use, please notify the Site by sending an email to Empiremindstate1@gmail.com. The Site does not guarantee that any action will be taken as a result of your email.

Our Facts, Opinions, Analyses, or Predictions May Be Wrong

The content of the Site is offered for general information, discussion, and entertainment purposes only. Some of the content is unmoderated by the site and reflects the personal opinions of the posters. You should be skeptical about any information on the Site because the information may be offensive, harmful, and/or wrong.

Do Not Violate Posting or Commenting Rules

You are responsible for your own postings and agree to access and use the Site at your own risk on an as-is basis. Your postings should be truthful and accurate. Do not make postings that involve the following:

Securities for sale, barter, or exchange
Harassment, defamation, threats, stalking, bullying, or violations of the legal rights of others
Illegal activities
Impersonation of any person or entity, or falsely states or misrepresents your affiliation with a person or entity
Infringement of another’s intellectual property, including, but not limited to, trade secrets, trademarks, and copyrights of any type
Obscene, vulgar, bigoted, hateful, or racially offensive language or images
Commercial advertising
Gambling, contests, chain letters, “pyramid schemes,” or “multi-level marketing” Recruiting.
Violations of any applicable local, state, national, or international law in connection with your use of the Site. This includes securities laws and regulations.
Comments personally attacking the author of a post.

Furthermore, you agree that, if a third party claims that any material you have contributed to the Site is unlawful, you will bear the full burden of establishing that the material complies with all applicable laws.

The Site reserves the right to edit, delete, or hide comments.

Disclosure Policy

The Site reserves the right to disclose any information as necessary to satisfy any applicable law, regulation, legal process, or governmental request. The Site may also edit, refuse to post or remove any posting at the Site’s sole discretion. The Site reserves the right to restrict access by any users whom the Site believes, in its sole discretion, are engaged in, inappropriate, unprofessional, or unlawful conduct.

The Site reserves the right to remove content which, in its sole discretion, violates any of the rules set forth herein of which it becomes aware, but is under no obligation to do so. If you are offended by any content of the Site, stop using the Site.

Disclaimer

The Site includes unmoderated information containing the personal opinions and other expressions of the persons who post entries on a wide range of topics. Such entries are the opinions of the specific authors and are not statements of advice, opinion, or information of the Site or any or any Site-affiliated person or entity.

Neither the content of the Site, nor the links to other websites contained therein, are routinely moderated, screened, approved, reviewed, or endorsed by the Site or any Site-affiliated person or entity.

The Site and any information, products or services therein are provided “as is” without warranty of any kind, either express or implied, including without limitation, the implied warranties of merchantability, fitness for use of a particular purpose, or non-infringement.

The Site does not warrant that the Site will operate in an uninterrupted or error-free manner or that the Site is free of viruses or other harmful components. Use of information obtained from or through the Site is at your own risk.

The site is not liable for any loss or damages including, but not limited to, claims for defamation, errors, loss of data, or interruption in availability of data arising out of the use or inability to use the Site or any links; to your placement of content on the Site; or to your reliance upon information obtained from or through the Site or through links contained on the Site.

The Site is not an intermediary, broker/dealer, investment advisor, or exchange and does not provide services as such.

Licenses

In consideration for your agreement to these Terms of Use, the Site grants you a personal, non-exclusive, non-transferable, revocable license to access and use the Site. You may access the material on the Site only for your own personal, non-commercial use. The burden of determining that use of any information obtained from the Site is permissible rests with you.

By posting to or otherwise engaging in any communication within the Site, you are granting the Site (or any of its assignees) a perpetual, royalty-free, and irrevocable right and license to use, reproduce, modify, adapt, publish, translate, distribute, transmit, publicly display, publicly perform, sublicense, create derivative works from, transfer, and sell any such information.

Choice of Law and Forum

You agree that any dispute arising out of or relating to these Terms of Use or any content posted to the Site, including copies and republication thereof, whether based in contract, tort, statutory, or other law, will be governed by the laws of Queensland. You further consent to the personal jurisdiction of and exclusive venue in the courts located in and serving Gold coast, Australia as the legal forum for any such dispute.

Copyright Policy

If you believe your copyrights are being infringed, please fill out the Notice of Infringement form below and mail it to kerron@zivilo.com

The Notice of Infringement contains requested information that substantively complies with the safe harbor provisions of the Digital Millennium Copyright Act, 17 USC. § 512(c)(3)(A), providing that to be effective under this subsection, a notification of claimed infringement must be a written communication provided to the designated agent of a service provider that includes substantially the following:

A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works are covered by a single notification, a representative list of such works at that Site.
Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material.
Information reasonably sufficient to permit the service provider to contact the complaining party such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted.
A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.
A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
Notification from a copyright owner or from a person authorized to act on behalf of the copyright owner that fails to comply substantially with the provisions above shall not be considered as providing actual knowledge or an awareness of facts or circumstances from which infringing activity is apparent.

Please email to kerron@zivilo.com a separate Notice of Infringement each time you would like to report alleged acts of infringement.

Download Notice of Infringement Form HERE

Unauthorized Use

Unauthorized use of the Site in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.

Indemnification

You agree to indemnify and hold the Site and any Site-affiliated person or entity harmless from any claims, losses or damages, including legal fees, resulting from your violation of these Terms of Use, your use of the Site or your placement of any content onto the Site, and to fully cooperate in the Site’s or or any Site-affiliated person’s or entity’s defense against any such claims.

Integration

These Terms of Use constitute the entire agreement between you and the Site and any Site-affiliated persons or parties with respect to the subject matter herein and supersedes any and all prior or contemporaneous oral or written agreements.

Refund Policy

We offer an unconditional 7-day refund policy on all of the products or memberships found on Zivilo.com. No refunds will be granted if it’s after 7 days from the initial purchase date of each product. Please note that by purchasing any product on our website, you agree to the terms of the Refund Policy. Terms and conditions apply..

Chargebacks

Zivilo System members should contact us first regarding requests for refunds, or to inquire about unrecognized charges before issuing a chargeback request with their bank. We reserve our right to dispute chargebacks if the charge is not fraudulent and no communication from the person requesting the chargeback is evident.

and

Sign in

Terms

Terms Of Services

Refund Policy

Chargebacks

privacy

Privacy